As Certified Financial Planners® we take pride in our fiduciary role in stewarding a family's financial plan. Therefore, we’ve aligned all aspects of our firm, from philosophy to compensation, to fulfill our role as fiduciaries. We create financial plans as unique as you are and carefully guide them to their realization. Once a plan is established, we partner institutional-level portfolio management with time-honored investing principles to maximize your probability of success. Through Bluemonte, we prioritize planning over products and portfolios over prognostications.
All ultimately successful investing is goal-oriented and planning-driven, while all failed investing is market-oriented and current-event driven. Successful investors act continuously on their lifetime plan, while failed investors react to economic and market developments. We’ll work with you to determine your dreams, needs, and concerns, create a plan, and coach you to its realization.
Risk is the probability you won’t reach your goals, and investing should have the exclusive goal of mitigating this risk. Once the financial plan is created our team brings institutional level portfolio management to maximize the plan’s probability of success along with empathetic behavioral coaching to ensure investor performance doesn’t lag investment performance.
Lack of clarity and conflicts of interest seem to plague the insurance industry. Many clients are unsure how their existing policies work and whether they have the right amount and type of insurance. As we are not affiliated with a particular insurance carrier, we’re empowered to bring our clients clarity and objective advice regarding their current insurance planning.
College is expensive and planning for it can be stressful. We work with you to ensure you’re taking advantage of all available options and determine whether you’re on track to reach all your education funding goals.
The majority of all deaths that tragically befall those who climb Mt. Everest occur on the way down the mountain. Once a career has been dedicated to accumulating assets to retire comfortably, the hard work of efficient distribution of those assets begins. We work with our clients in retirement to ensure the money outlives the folks (rather than the other way around).
The largest bill any of us will pay in our lifetime is our tax bill. We work to ensure your financial plan is tax efficient, focusing on minimizing your lifetime tax bill rather than merely focusing on your annual tax bill.
Everyone has different objectives regarding the financial legacy they wish to leave. We’ve found most agree with Warren Buffett in that one ought to seek to “leave his kids enough to do anything but not enough to do nothing.” We partner with you to cement your financial legacy by ensuring the right amount is left to the right people at the right time.
Everyone has to start somewhere. For those beginning to accumulate wealth, we offer a subscription service with no asset minimums.
Access real-time statements and customized reports related to your financial plan. You can also organize and store documents that are important to your financial life, which may include a Trust or a Durable Power of Attorney, for example. This tool gives busy clients the peace of mind to know that everything they need is in one centralized location that you can access any time of day or night.
Employees want more than a paycheck; they want a competitive benefits package. We can assist business owners in developing employer-sponsored retirement plans, risk management services, financial education programs and more.
Recognizing that men and women think and talk about money differently, we created an educational website designed for women to learn how to live financially fearless.